Yesterday's Renters are Today's New Home Owners!!
Paul and Rebecca Evans and The Paragon Team really enjoy sharing knowledge and experience, helping clients find and purchase their new homes. Having detailed and accurate market knowledge is extremely important in finding that perfect home. Being experts in home finance, clients are assisted in finding best mortgage loan options available. Then they guide you through the home inspection and remaining pre-closing items. The goal is to make the home purchase go as smoothly as possible until keys are in your hands.
And you'll learn why they say, Another One, "Sold By Paragon!!"
Your Agent should be:
- Aware of the local and state laws and requirements that affect your transaction.
- Knowledgeable about the communities and neighborhoods that you are interested in.
- Effective at negotiations.
- Highly-trained, with access to programs for continued learning and additional certifications.
- Supported by professional legal counsel.
- Finding the Right Home
There are many factors to consider in selecting a home, including location, size, school district and amenities. Based on what you're looking for, your sales associate will help you find the perfect home.
Rebecca will apply their extensive community knowledge and professional resources to research available properties and show you the homes that best meet your needs. If you find a property that interests you through the Internet or your own research, Rebecca can arrange a private showing.
As you view different properties, your criteria may change. Open and direct communication with your Sales Associate is a key element of a successful property search.
Making an Offer
Once you have found the home that you wish to purchase, Rebecca will apply their professional training and do all the necessary research to help you structure an effective offer.
This is where your Rebecca’s negotiation skills come into play. When an offer is made, the seller will have the option of accepting, rejecting or counter-offering. Rebecca will negotiate the best possible terms for you.
Rebecca will draft the purchase agreement, advising you of protective contingencies, customary practices, and local regulations. Home warranty, title and escrow arrangements will be detailed in the offer. Although Rebecca will give you advice and information, it is your decision as to the exact price and terms that you wish to offer.
Managing the Escrow
When the purchase agreement is accepted and signed by all parties, Rebecca will open escrow for you and your earnest money will be deposited. The escrow is a neutral third party that will receive, hold, and distribute all funds associated with your transaction.
Prior to closing escrow, all of the contingencies of the Purchase Agreement must be met. Rebecca will coordinate this process. Typical contingencies include:
- Approval of the Seller’s Property Disclosure Statement.
- Approval of the preliminary title report.
- Loan approval, including an appraisal of the property.
- Physical inspections of the property.
- Pest inspection and certification.
- Acquisition of homeowner’s insurance.
- Closing Escrow and Moving In!
When all of the conditions of the purchase agreement have been met, you will sign your loan documents and closing papers. You will deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder’s office and you will take ownership of your home.
Rebecca is a valuable source of helpful tips for planning and coordinating your move.
Let me Help!
Thinking about buying a home? Tell me what you are looking for and I will use the local MLS to find just the right property for you.